How to Feel Financially Prepared to Move Abroad With Confidence: A Step-by-Step Guide

How to Feel Financially Prepared to Move Abroad With Confidence: A Step-by-Step Guide

Wondering if you’re financially ready to move abroad? Learn how to align your move with your life goals, define your ideal lifestyle, research cost of living, and build a financial cushion for a confident relocation.

How to Feel Financially Prepared to Move Abroad With Confidence: A Step-by-Step Guide

Making an international move isn’t just about passports, paperwork, and packing—it’s a full life transition. One of the most common concerns people have when preparing to move abroad is whether it’s financially feasible. As an expat coach with years of experience, I can tell you: feeling confident about your finances is absolutely possible—but it starts with more than just crunching numbers.

If you’re thinking of relocating and asking yourself, “Can I really afford this?”—this blog post is for you. Below, I’ll walk you through the key steps to ensure your move is financially aligned with your life goals and equipped for the unexpected.

Want to watch the video? Click here.

1. Start With Your Life Vision, Not Your Bank Account

Before diving into budget spreadsheets or researching costs, take a step back. Ask yourself:
“How does this move align with what I want in life?”

Finances are a vital part of our lives, but they’re just one piece of the puzzle. Moving abroad is a deeply personal decision that affects your identity, relationships, lifestyle, and future. That’s why it’s so important to first reflect on whether the move is consistent with your:

  • Personal goals – What kind of life do you want to build?

  • Family goals – If you’re moving with a partner or children, are you aligned?

  • Long-term vision – Is this move a stepping stone toward the life you’re aiming for?

When you’re clear on your “why,” it becomes much easier to make grounded financial decisions that support—not sabotage—your broader life plans.

2. Define the Lifestyle You Want Before You Research Costs

The next step is internal as well: define what kind of lifestyle you want to live in your new country. Often people jump straight into looking at cost of living data, but without knowing how you actually want to live, that information won’t help much.

Ask yourself:

  • Do I want to live in the city center or a quieter rural area?

  • Is having a car important to me, or can I rely on public transportation?

  • Will my kids go to private or public school—or will we homeschool?

  • What kind of housing would make me feel comfortable and secure?

By getting specific about your ideal lifestyle, you’ll be able to evaluate whether that lifestyle is financially attainable in your destination of choice. You’ll also avoid the trap of comparing yourself to others whose values or priorities may be very different from yours.

3. Do Targeted Cost of Living Research

Now that you’ve clarified your values and your lifestyle preferences, it’s time to research. But unlike randomly reading expat blogs or cost-of-living posts, now you can approach the information with clarity.

Look at:

  • Rent or mortgage costs in areas where you’d realistically want to live

  • Healthcare expenses for your situation (e.g., public vs. private insurance)

  • Education costs based on your schooling preferences

  • Day-to-day expenses that reflect your desired lifestyle—not a stripped-down version of someone else’s

This targeted approach makes your financial planning much more accurate and relevant. For example, if someone says living in Lisbon is cheap because they live in a one-bedroom on the outskirts and send their kids to public school, that might not be useful if you’re looking for a family home in the center and prefer private education.

4. Plan With a Calm Mind—and Add a Financial Cushion

Once you’re ready to start creating a budget, be kind to yourself. Financial planning can bring up a lot of stress and even fear. If that happens, try to step back emotionally. Pretend you’re planning for someone else or do the budgeting alongside a trusted friend, coach, or partner.

And most importantly: build in room for error.

Unforeseen expenses are not a matter of “if,” but “when.” You might:

  • Rent a home that turns out to be a bad fit and need to move

  • Make a few buying mistakes early on

  • Need to fly home unexpectedly due to a family emergency

Give yourself permission to have a buffer. It’s better to plan for the unknown than to be caught off guard and feel like your move was a mistake.

5. Consider Consulting a Financial Advisor

If you want to go even deeper—or if numbers just aren’t your thing—this is where a good financial advisor comes in. Ideally, look for someone with experience working with international relocations or expats.

A qualified advisor can:

  • Offer impartial, emotionally-neutral insight

  • Ask strategic questions you may not have thought of

  • Present alternative options you didn’t know were possible

  • Help you build a sustainable plan for both pre- and post-move finances

Working with a financial advisor doesn’t have to be expensive or complicated. Even a single session can offer clarity and confidence, and help you avoid costly mistakes. Inside the Expat Journey Program there’s a curated list of trusted businesses that can help you nail your financial planning.

Financial confidence when moving abroad doesn’t come from having all the answers. It comes from asking the right questions and giving yourself the space to plan intentionally. Start with your values, define your lifestyle, do focused research, and give yourself grace in the budgeting process.

Remember: you’re not just moving—you’re building a new life. And when your financial plan reflects that bigger picture, you’ll feel far more confident every step of the way.

3 Common Mistakes to Avoid When Preparing to Move Abroad (And What to Do Instead)

3 Common Mistakes to Avoid When Preparing to Move Abroad (And What to Do Instead)

Planning a move abroad? Discover three common mistakes expats make when relocating and how to avoid them. Get expert tips to ensure a smoother transition.

3 Common Mistakes to Avoid When Preparing to Move Abroad (And What to Do Instead)

Moving abroad is more than a change of address—it’s a major life transition. While packing boxes and booking flights often take center stage, some of the most critical parts of the process are less obvious. Based on my experience as both a seasoned expat and an expat coach, I’ve seen how a few key oversights can make settling into your new life more difficult than it needs to be.

Here are three common mistakes people make when preparing for an international move—and what you can do to avoid them.

1. Overlooking Emotional Closure

When preparing to relocate, most people focus on logistics—housing, visas, paperwork. But there’s another layer that often gets overlooked: emotional closure.

Saying goodbye isn’t just about people. It’s about acknowledging the end of a chapter in your life. Without this closure, you might find it harder to adjust once you arrive in your new country.

What to do instead:
Take the time to honor your relationships, routines, and surroundings. Host a farewell gathering, write personal notes to friends, or revisit favorite places. Small gestures—like gifting a keepsake or sharing a meaningful memory—can create powerful moments of closure that help you move forward with clarity and peace.

2. Waiting Too Long to Make Connections

A common myth about moving abroad is that friendships will naturally form once you settle in. While it’s possible, building meaningful relationships in a new country often takes time and intentional effort.

What to do instead:
Start before you even leave. Use online communities, Facebook groups, or expat forums to find people in your destination country. Reach out, introduce yourself, and schedule a virtual coffee chat. Having even a few familiar faces when you arrive can ease the transition and help you feel more connected from day one.

3. Focusing Too Much on Why You’re Leaving

It’s natural to reflect on why you’re making this big move—maybe you’re seeking a better lifestyle, escaping a frustrating situation, or pursuing a dream. But becoming overly fixated on your “why” can actually hold you back.

What to do instead:
Shift your focus to your “what for.” Ask yourself: What am I looking forward to? What do I want to build, experience, or grow into in this next chapter? Clarifying your purpose adds motivation and positivity to the process. If you’re moving with family, encourage everyone to define their own hopes and goals—it creates alignment and shared excitement.

Start Your Expat Journey on the Right Foot

Avoiding these three common mistakes can make all the difference in your move abroad. Emotional closure, early connection-building, and a forward-focused mindset are the foundation for a smoother, more fulfilling transition.

Looking for expert guidance on your move abroad?
The Expat Journey Program offers step-by-step support, live workshops, expert interviews, and a private community to help you prepare, move, and thrive abroad.
Start your journey with confidence—click here to learn more.

Moving Abroad and Retiring at the Same Time? Here’s the Secret to Making It Work Smoothly

Moving Abroad and Retiring at the Same Time? Here’s the Secret to Making It Work Smoothly

Planning to retire and move abroad at the same time? Discover how to manage this powerful life transition with practical tips on identity, structure, and creating purpose after retirement abroad.

Retiring Abroad: A Dream Move—But Also a Big Transition

Moving abroad and retiring are two major life events—and doing them at the same time? That’s a powerful (and potentially overwhelming) combination.

Many people dream of retiring in a foreign country, whether for a lower cost of living, adventure, or a new lifestyle. But what often goes unspoken is how difficult it can be to manage both transitions simultaneously.

As an intercultural psychologist and expat coach, I’ve worked with many people navigating this exact path. And I can tell you—there are ways to make it easier, more meaningful, and a lot more joyful.

Let’s talk about what’s really going on beneath the surface—and what you can do about it.

Why This Dual Transition Feels So Intense

When you retire and relocate abroad, you’re not just changing your location. You’re also shifting:

  • Your daily routine

  • Your social network

  • Your professional identity

  • Your sense of purpose

That’s a lot for anyone. And yet, we often blame the move itself when we feel out of sorts.

“Maybe this country isn’t for me…”
“I don’t feel like I belong here.”
“Why is everything so hard?”

But often, what we’re experiencing is not just culture shock—it’s the impact of retirement mixed with relocation.

Let’s unpack three powerful tips to help you navigate this chapter smoothly.

1. Revisit Your Identity Without the Job Title

So much of our identity is wrapped up in what we do.

Think about it: one of the first questions people ask is, “What do you do?”

 When you retire, you suddenly lose that piece of your identity—and when you move abroad at the same time, you may also lose the familiar people, places, and rhythms that once gave your life structure.

Ask yourself:

  • How much of my self-worth is tied to my career?

  • What roles do I want to embrace now?

  • What gives me a sense of contribution and meaning?

This awareness can help you proactively create a new version of self—one that’s not defined by a job title, but by intention and joy.

2. Create Gentle Structure in Your Day

One common trap retirees fall into is the lack of routine. At first, it’s liberating. No more alarms! No more meetings!
But after a few months, it can lead to a feeling of drift.

In a new country—where language barriers, fewer social connections, and cultural differences exist—this can amplify loneliness or disorientation.

Instead, create a light routine:

  • Sign up for a weekly class (art, language, fitness—whatever excites you)
  • Join a social or cultural group
  • Volunteer for a cause you care about
  • Set small rituals in your day (like morning walks or journaling)

You don’t need to fill every hour. But having places to be and things to look forward to gives your week a rhythm that supports your mental and emotional well-being.

3. Balance Productivity and Play

Some people try to “replace” their old work schedule by overbooking their retirement life. Others swing in the opposite direction and end up feeling disengaged or isolated.

The sweet spot? Balance.

  • Make time for fun, travel, and exploration

  • Give yourself permission to rest

  • Choose meaningful, low-pressure ways to contribute (like volunteering or mentoring)

Volunteering abroad is a popular choice for many retirees. It provides purpose and connection, without the stress of a formal job. Just be sure to commit to something that genuinely excites you—it’s still a form of work, after all.

Bonus Resource: Managing Transitions by William Bridges

This book is a must-read for anyone going through a big life change—and it’s one I recommend in my Expat Journey Program. It beautifully breaks down the emotional process behind life transitions and how to move through them with clarity and intention.

Final Thoughts

The expatriate lifestyle after retirement can be rich, fulfilling, and adventurous. But it also requires self-awareness, planning, and support.

By honoring both the emotional and practical aspects of retirement and relocation, you can turn this dual transition into an exciting, empowering new chapter.

Looking for Guidance on Your Expat Retirement Journey?

I offer expat coaching for retirees, including one-on-one sessions and a all-in-one membership designed to help you feel confident, purposeful, and supported in your move abroad. Learn more here: www.deborahdahab.com/workwithme

How to Choose the Best School for Your Child in a New Country

How to Choose the Best School for Your Child in a New Country

Moving abroad with kids? Learn how to choose the best school in a new country by focusing on curriculum, budget, language, long-term goals, and your child’s needs.

Choosing a School Abroad: It’s Not One-Size-Fits-All

When families move abroad, one of the biggest—and most emotional—decisions is choosing the right school for their children.

But here’s the thing: there’s no universal “best” school. What works for one family might be completely wrong for another. That’s why scrolling through online forums or asking in Facebook groups often leads to more confusion than clarity.

The right school is the one that fits your family’s values, goals, and lifestyle.

Let’s walk through the most important questions to ask before you even start researching.

1. What Do You Want Your Child’s Education to Look Like?

Before diving into school websites, take a step back and ask yourself:

  • What type of education do we value?

  • Are we looking for consistency because we’ll move again soon?

  • Or are we settling long-term and want our child rooted in the local culture?

For example:

  • If you’re living abroad temporarily and want to maintain educational continuity, international programs like IB (International Baccalaureate) might be ideal.

If you’re planning to stay long-term, a local public or private school might help your child integrate better into the community and culture.

2. How Old Is Your Child?

Your child’s age will affect not only what level they’ll enter but also how easily they adapt to new systems.

  • Younger children may pick up a new language more easily and adjust quickly.

  • Older kids might need more support with curriculum transitions, academic pressure, or social integration.

Some families prefer more structured environments, while others seek alternative education models like Montessori or Waldorf. Know what fits your child’s learning style and emotional needs.

3. What’s Your Budget?

If you’re considering private or international schools, costs can vary dramatically from country to country.

  • Get clear on your monthly or annual education budget.

  • Don’t forget to factor in additional fees: enrollment charges, books, uniforms, extracurriculars, meals, and transportation.

Tip: Your research will be more focused and productive once you’ve aligned your budget with your educational goals.

4. When Are You Moving?

Timing matters—a lot.

  • Every country has a different school calendar. Some start in January, others in September.

  • Public school enrollment usually follows specific windows. Missing those could limit your options.

  • Popular private or international schools might have waiting lists or early application deadlines.

Start researching at least 6–12 months in advance if possible.

5. What About Language?

This is a big one. Ask yourself:

  • Do we want our child to become fluent in the local language?
  • Or do we prefer an English-speaking or bilingual environment?

If your goal is integration and cultural immersion, local-language schools are a strong choice. But if language is a barrier or stressor, starting in an international school with support for second-language learners may ease the transition.

Quick Recap: What to Consider Before Choosing a School Abroad

  • Your educational goals (consistency vs. local integration)
  • Your child’s age and learning style
  • Your budget and extra fees
  • Your move timeline and school calendars
  • Language preferences and long-term plans

Want More Support?

If you’re in the early stages of planning your international move, check out my free ebook Move Overseas with Ease.

Get it here: www.deborahdahab.com/freeresources

Have questions or want to connect? Comment below, send a message, or join our community of globally-minded families preparing to move with confidence.

Don’t Start Learning a New Language Before Checking These Steps

Don’t Start Learning a New Language Before Checking These Steps

Thinking about learning a new language before your move abroad? Don’t start without this step-by-step checklist to set clear goals, choose the right method, and stay motivated.

Ready to Start Learning a New Language? Hit Pause—Just for a Moment

Learning the language of your future home is one of the smartest things you can do when planning an international move. It opens doors, eases daily life, and helps you build real connections.

But here’s what I see all the time: people dive headfirst into Duolingo or enroll in intensive courses without a plan. And a few weeks in, they feel overwhelmed, burned out, or like they’re just not making progress.

Sound familiar?

Before you start, take a breath and go through these key steps. They’ll help you build a sustainable, effective language-learning strategy that actually works for your life.

1. Know Why You’re Learning

Start with your purpose. Why do you want—or need—to learn this language?

Your reason will shape everything else: how much time to invest, what vocabulary to focus on, and how fluent you actually need to be.

Here are some examples:

  • Daily life: Shopping, making small talk, asking for directions? You may only need basic conversational skills.

  • Work or business: Attending meetings, giving presentations, or managing teams? You’ll likely need intermediate to advanced fluency.

  • Social connection: Want to build friendships and feel at home? Think about how you’d like to express yourself emotionally and culturally.

Clarifying this from the start helps you focus on what truly matters—and ignore the rest.

2. Be Specific with Your Language Goals

Now that you know why you’re learning, zoom in.

Ask yourself:

  • Will I need to write professional emails?

  • Will I be negotiating contracts or managing teams?

  • Do I want to talk to other parents at school pick-up?

The more specific your goals, the easier it will be to:

  • Choose the right learning materials

  • Measure your progress

  • Stay motivated

3. Set a Realistic Timeline

Learning a language takes time—but timelines help keep you accountable.

Instead of vague goals like “I want to speak fluently,” try something like:

  • “Hold a basic conversation within 3 months”

  • “Understand a podcast episode in 6 months”

  • “Give a short work presentation in 9 months”

Make your goals time-bound, but flexible. Life abroad gets busy—your plan should support you, not stress you out.

4. Be Honest About Your Commitment

Let’s get real: how much time can you truly dedicate to learning a new language?

Look at your schedule. Consider your work, move logistics, family responsibilities, and mental bandwidth. Then, make a commitment you know you can keep.

Whether it’s 30 minutes a day or an hour per week, consistency beats intensity every time.

5. Adjust Your Plan (Before It Breaks You)

After you set your goals and timeline, do a gut check.

Does it feel doable—or already stressful?

If it’s too ambitious, scale it back. You might:

  • Focus on fewer skills at a time (just speaking or listening, for example)

  • Stretch your timeline a little longer

  • Shift to easier resources

A sustainable plan is way more effective than a perfect one you’ll abandon in two weeks.

6. Know How You Learn Best

There’s no one-size-fits-all when it comes to learning.

Ask yourself:

  • Do I remember best by reading, listening, or doing?

  • Did I love flashcards or group study in school?

  • Do I prefer structure or flexibility?

If you’re not sure, take a quick learning style quiz online. Then choose tools that match your style:

  • Auditory learners: Podcasts, conversation clubs, audio flashcards

  • Visual learners: Videos, written guides, color-coded notes

  • Kinesthetic learners: Interactive apps, role-play, immersive experiences

Matching your method to your brain makes everything more fun—and more effective.

Final Thought: Language Is a Tool, Not a Test

Language isn’t just about grammar or pronunciation—it’s about connection. About showing up in your new life with curiosity, confidence, and courage.

So before you open that app or sign up for a course, give yourself the gift of a plan. A thoughtful start can make all the difference in where you end up.

Need Help Creating Your Language Strategy?

The Expat Journey Program includes a dedicated workshop on how to plan your language learning journey—tailored to your goals, style, and timeline.

Whether you’re preparing to move or already abroad, this workshop gives you practical tools to learn smart, not just hard.

Explore the program at www.expatjourneyprogram.com

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